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The Filipino American Chamber of Commerce of LA Welcomes Diversity News Publications as Media Partners

January 17, 2012 by  
Filed under Business, News

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We are happy to finally share with all you the news about our professional affiliation with The Filipino American Chamber of Commerce of LA.

Diversity News Publications, publisher of Diversity News Magazine and other online blogs, including Diversity News Radio, an online radio show, Diversity News TV on Blip TV and YouTube Channels announced on January 17, 2012 that on August 13, 2011 The Filipino American Chamber of Commerce of Los Angeles, formerly Filipino American Chamber of Commerce of San Fernando Valley announced that they officially welcomes Esteban Escobar a.ka. Steven Escobar, President/CEO and Executive Editor-In-Chief of the Diversity News Magazine, Host of Diversity News Radio, Producer and Director of Diversity News TV on Blip TV and YouTube Channels and president of Diversity News Publications as one of their Media Partners.

“Steven Escobar is very passionate and dedicated on his work and has received prestigious awards. FACC- LA is proud to be partners with him and to be working closely him on their upcoming events and functions.” said Mary Ann Omega, Vice President, The Filipino American Chamber of Commerce LA.

“Congratulations to Steven Escobar, Editor-In-Chief, and Diversity News Magazine for becoming a new member and media partner of the Filipino American Chamber of Commerce, Los Angeles of the San Fernando Valley. I know from personal experience that both the Filipino Community and Steven along with Diversity News Magazine work hard at contributing to the growth of the business community in the greater Los Angeles areas. Congratulations again on what I know will be a prosperous relationship.  Best wishes and much success.” said Dr. Mark Valinsky, president of Valinsky Media Group.

About The Filipino American Chamber of Commerce of LA:
FACC- LA is dedicated to establish and uphold itself as the primary advocate, voice, and resource for business organizations not only in the San Fernando Valley but in the Greater Los Angeles area, as well as its neighboring cities and communities. For more information, visit http://www.facc-sfv.org

Merry Christmas and A Prosperous New Year 2012 from The Diversity News Publications Family of Companies

December 24, 2011 by  
Filed under Business, Community, Holidays, News

Diversity News Publications Family of CompaniesThe entire management team and staff at Diversity News Publications, Diversity News Magazine, Esteban Steven Escobar, Diversity News TV, Diversity News Hollywood, Diversity News Los Angeles, Diversity News Online and Diversity News Radio from The Diversity News Publications Family of Companies wants to wish you and your love ones a Merry Christmas and A Prosperous New Year 2012.

Please take a moment to read what really Christmas and New Year Day is.

What is Christmas?
Christmas or Christmas Day (Old EnglishCrīstesmæsse, literally “Christ‘smass“) is an annual commemoration of the birth of Jesus Christ,[5][6] celebrated generally on December 25[2][3][4] as a religious and cultural holiday by billions of people around the world. A feast central to the Christian liturgical year, it closes theAdvent season and initiates the twelve days of Christmastide.[7] Christmas is a civil holiday in many of the world’s nations,[8][9][10] is celebrated by an increasing number of non-Christians,[1][11][12] and is an integral part of the Christmas and holiday season.

The popular celebratory customs associated in various countries with Christmas have a mix of pre-ChristianChristian and secular themes and origins.[19] Popular modern customs of the holiday include gift givingChristmas music and caroling, an exchange of Christmas cardschurch celebrations, a special meal, and the display of various decorations, including Christmas treeslightsnativity scenesgarlandswreathsmistletoe, and holly. In addition, several closely related and often interchangeable figures, known as Santa ClausFather ChristmasSaint Nicholas and Kris Kringle among other names, are associated with bringing gifts to children during the Christmas season and have their own body of traditions and lore.[20] Because gift-giving and many other aspects of the Christmas festival involve heightened economic activity among both Christians and non-Christians, the holiday has become a significant event and a key sales period for retailers and businesses. The economic impact of Christmas is a factor that has grown steadily over the past few centuries in many regions of the world.

CLICK TO VIEW AND ORDER YOUR OWN SPECIAL PRINT EDITION OF OUR MAGAZINE AT:

         Diversity News Magazine Special Christmas and New Year 2012    

 

What is New Year’s Day:
New Year’s Day is observed on January 1, the first day of the year on the modern Gregorian calendar as well as the Julian calendar used in ancient Rome. With most countries using the Gregorian calendar as their main calendar, New Year’s Day is the closest thing to being the world’s only truly global public holiday, often celebrated with fireworks at the stroke of midnightas the new year starts. January 1 on the Julian calendar currently corresponds to January 14 on the Gregorian calendar, and it is on that date that followers of some of the Eastern Orthodoxchurches celebrate the New Year.

Source: Wikipedia

The Power of Diversity News TV’s Youtube & Blip TV Channels

November 12, 2011 by  
Filed under Business, Featured, Media, News

Diversity News TVOn Saturday, November 12, 2011 Diversity News TV from our own Diversity News Productions/Publications released the following statistics of how powerful and influential Diversity News TV’s  have become. With the leadership of Esteban Steven Escobar in Diversity News TV and other of our divisions and companies we can say we are proud of his accomplishments with our firms.

About Diversity News TV: It is a news/entertainment media outlet owned and operated by Diversity News Productions/Publications. It cover news events, music concerts, award shows, feature interviews, breaking news, press conferences, fashion shows, red carpet premier, special events, red carpet interviews, feature sponsors and clients and current events.

Diversity News TV also received footage from other media companies for distribution in our channels. (If you looking to reach more audience, please contact us for rates and terms).

We are proud to share with the you the information and remember that do not underestimate the power of the media/press.

Our Diversity News TV Channels:
On YouTube
http://www.youtube.com/diversitynews

 

http://www.youtube.com/diversitynewstv

On Blip TV
http://blip.tv/diversity-news-tv

On Vimeo
http://www.vimeo.com/diversitynews

On USTream TV
http://www.ustream.tv/channel/diversitynewstv

On Stickam
http://www.stickam.com/diversitynewspublications

Our Official Blog
http://www.diversitynewstv.blogspot.com/

Diversity News TV Facts – Effective November 12, 2011: 

  • Joined YouTube Since Mar 8, 2008
  • Channel Views:23,167
  • Total Upload Views:1,180,359
  • Subscribers (407)
  • Friends (1611)
  • Channel Comments (146)
  • 922 videos

http://www.youtube.com/user/diversitynews

YouTube Partner and Blip TV

Production Cast/Crew:

Executive Director and Producer: Esteban Steven Escobar

Camera/Editor: Steven Escobar

Our Special Hosts:

  • Recording Artist FAWN
  • Actor Proudcer Dr. Mark Valinsky
  • Actress CC Perkinson
  • Actress Thushari Jayasekera
  • Harrison Held
  • Steven Escobar – Alternative

Advertise in our channel, sponsor our channel and promote your image, brand or products. Call us for a quote or more information at (213) 321-9408 or at info@diversitynewspublications.com or diversitynewspublications@hotmail.com

Remember that if you looking to reach more audience, please contact us for rates and terms.

Diversity News Magazine, published by Diversity News Publications Joins LA Spotlight.net

Diversity News Magazine and Diversity News PublicationsHollywood, CA — On Saturday, August 6, 2011 World Wide Vital Marketing & Public Relations Inc. announced that Diversity News Magazine, published by Diversity News Publications have joined LA Spotlight.net
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“I am very excited and honored to be contacted by Mr. Ori Simon, CEO/President of the LASpotlight.net to be part of online and networking site.” said Esteban “Steven” Escobar, Executive Editor-In-Chief.


Diversity News Magazine have been making media partnerships with all kinds of outlets and they do not consider any one competition because every media outlet have enough readers to serve to provide services including advertising and sponsorship opportunities.
“I hope this networking media partnership will help and benefit both publications to reach our specific markets.” concluded Mr. Escobar.
To read our recent article published on Diversity News Magazine about LA Spotlight.net visit
http://diversitynewsmagazine.com/2011/08/social-an…

About Diversity News Magazine: Is a consumer news magazine covering news, entertainment, features, awards, sports, events and much more. It is another venue for advertisers to advertise their products or services on the classified and display pages. The purpose of the magazine is to educate and inform the diverse community worldwide. It focuses on local, national and international news, entertainment, features, sports and more importantly newsworthy items that would be of interest to our diverse cultures. For more information visithttp://www.diversitynewsmagazine.com/

About Esteban “Steven” Escobar: Esteban A. Escobar (born in El Salvador on September 6th) is an American Journalist, Reporter, Editor, Columnist, Writer, Publicist and Philanthropist. Also he has over 10 years experience in Healthcare Finance as Account Receivables Specialist. Esteban is known as Steven Escobar. He is the Executive Editor-In-Chief of Diversity News Magazine, an online consumer news magazine that is visited by more than half a million visitors per month and growing each day. Esteban Steven Escobar is also the President of Diversity News Publications, a news/entertainment media and public relations firm in Hollywood, CA. Steven Escobar is in charge of Diversity News TV and is also the host of his own radio show named Diversity News Radio, On AIR with Steven Escobar. Steven Escobar owns E.E.Enterprises and an affiliate of The Diversity News Family of Companies. Steven Escobar is also the Hollywood and Los Angeles County Events Examiner for Examiner.com and contributor for Yahoo.com distributed via Associated Content. Steven Escobar also gives back to the community by helping charities, and since 2003 he has been raising money and awareness for AIDS Walk LA benefiting AIDS Project Los Angeles. In 2011 he joined Saddle UP LA benefiting The Life Group LA and Exotifit For Humanity. Steven Escobar currently resides in Los Angeles County in the City of Hollywood, CA. For more information visithttp://www.stevenescobar.blogspot.com/ or http://www.imdb.com/name/nm4164655/


About Diversity News Publications: Founded in 2003, Diversity News Publications is a news/entertainment media and public relations firm specializing in advertising, design, marketing, printing and public relations services, combining all sources in one. For more information visit http://www.diversitynewspublications.com

James Risen, New York Times reporter subpoenaed by U.S. government

On Tuesday, May 24, 2011 the Reporters Committee for Freedom of the Press reported that the U.S. Department of Justice issued a subpoena yesterday for the testimony of a New York Times reporter in the trial of Jeffrey Sterling, a former CIA operations officer accused of leaking classified information, highlighting a trend of government attempts to use journalists’ testimony in cases against government employees who reveal government information in exchange for anonymity.
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Federal prosecutors also filed a motion late Monday in support of the subpoena, anticipating that Pulitzer Prize-winner James Risen would seek to have the subpoena quashed. “His testimony is directly relevant to, and powerful evidence of, facts that are squarely at issue in this trial — including the identity of the perpetrator,” the motion says.


In December 2010, a federal grand jury in Alexandria, Va., indicted Sterling of O’Fallon, Mo., on 10 counts, including unauthorized disclosure of national defense information and obstruction of justice. The government had issued a subpoena for Risen’s testimony in that proceeding, but the trial judge granted his motion to quash without providing an explanation. A 2008 attempt to require Risen to testify before a previous grand jury investigating Sterling failed when that grand jury expired while Risen’s motion to quash the subpoena was pending.

Procedurally, the government’s decision to compel Risen’s testimony by filing a motion in limine — a tool generally used to focus the evidence to be used at trial — along with a subpoena is unusual. Department of Justice spokeswoman Laura Sweeney could not be reached for comment on the move.

Sterling is accused of giving Risen national security information under the condition of anonymity to be published in newspaper articles and Risen’s 2006 book “State of War: The Secret History of the CIA and the Bush Administration.”

Risen’s lawyer, Joel Kurtzberg, confirmed to The Associated Press that Risen will ask a judge to quash the subpoena.

Sterling, who worked at the CIA from 1993 to 2002, had conflicts with the agency, including the filing of a racial discrimination complaint. The indictment alleges these issues served as his motivation for leaking the information.


In its motion, the U.S. government argues that Risen is an eyewitness to the alleged crimes, and no federal law exists that exempts a reporter from his or her obligation to testy.

“The question here, therefore, is not whether the testimony is probative of factual issues that will be before the jury, but whether there exists a reporter’s privilege — either under the First Amendment or common law — that exempts this eyewitness from being called, like any other citizen, to provide relevant facts under oath to the jury . . . the answer is no,” the government lawyers said in the brief.

Indeed, although 40 states and the District of Columbia have shield laws that exempt journalists from having to reveal their confidential sources, there is no such statute at the federal level. However, some federal courts have interpreted the Supreme Court’s 1972Branzburg v. Hayes decision as providing a qualified privilege protecting reporters against compelled disclosure of anonymous sources, especially in civil cases.

According to the motion, the government is also seeking non-confidential information from Risen that would not require revealing his source’s identity, including establishing venue for certain counts, authenticating his book, and providing “necessary foundation to admit the defendant’s statements in the book.” However, many federal courts extend the First Amendment-based reporter’s privilege to unpublished, non-confidential information obtained while newsgathering.


Risen and other reporters have relied on the reporter’s privilege before to avoid giving up source names. He and four other reporters were held in contempt of court in 2004 for refusing to reveal confidential sources in a lawsuit against the government brought by former Los Alamos scientist Wen Ho Lee. In that case, a judge ordered a fine of $500 per day until they complied with the order. The five news organizations involved — The New York Times, ABC News, The Associated Press, the Los Angeles Times and The Washington Post — eventually agreed to pay an unprecedented $750,000 as its share of a settlement in exchange for getting the contempt charges dropped.

The case against Sterling represents a trend of the Department of Justice filing criminal charges against those who leak government secrets. Sterling is the fifth known leaker prosecuted by the Obama administration.

Among them is former National Security Agency official Thomas Drake, who faces a 10-count indictment after allegedly leaking government secrets to an unnamed reporter and then reportedly later lying about doing so. The reporter is believed to be Siobhan Gorman, then of the The Baltimore Sun, who wrote a series of articles about problems at the National Security Agency. Drake is scheduled to stand trial in Baltimore on June 13.



The other alleged leakers prosecuted by the Obama administration are: Stephen Kim, a former Department of State analyst who allegedly leaked an intelligence report to an unidentified reporter; Bradley Manning, a U.S. Army private alleged to have leaked classified information to WikiLeaks; and Shamai Leibowitz, a former FBI linguist who was convicted in May 2010 of charges related to the leaking of classified information to an unidentified blogger and sentenced to 20 months in prison.

About James Risen:
James Risen is a Pulitzer Prize-winning American journalist for The New York Times who worked previously for the Los Angeles Times. He has written or co-written many articles concerning U.S. government activities and is the author or co-author of two books about the Central Intelligence Agency (CIA) and a book about the American public debate about abortion.

Sources: http://www.rcfp.org & Wikipedia

LAWA Response to KCBS-TV and its radio affiliates No Taxpayers’ Dollars Used for LAWA Executives Travel

On Tuesday, May 10, 2011 LAWA (Los Angeles World Airports) responded to KCBS-TV and its radio affiliates that No Taxpayers’ Dollars Used for LAWA Executives Travel.
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Here is the statement issue by LAWA:

KCBS-TV and its radio affiliates have aired stories inaccurately reporting that taxpayers’ dollars are used to fund business travel by Los Angeles World Airports executives. Supporting documents, on-camera interview, and the following statement were provided KCBS-TV during the preparation of its stories:

“KCBS-TV received copies of LAWA’s travel policy and all travel expense reports dated January 1, 2010 to March 31, 2011 by Los Angeles World Airports (LAWA) senior executives and the Los Angeles Board of Airport Commissioners. KCBS also received expense reports for all LAWA employees who traveled using business-class fares during this same period.

LAWA’s established travel policy closely adheres to the City’s travel policy. The City Controller’s Office reviews and approves all expense reports, and has not notified LAWA of any violations.

LAWA commissioners and employees travel to: develop air service by recruiting new airlines to LAX and ONT; retain and expand air service from existing airlines at LAX and ONT; gain in-depth knowledge of best practices in airport operations, security, finance and other areas of management; tour new airport facilities; meet with state and federal officials; and attend industry conferences or other professional development events. In particular, LAWA senior executives traveled overseas to meet airline CEOs to describe the Bradley West Project and conduct press conferences with local and industry media on the LAX modernization program and new air service.

Unlike other City departments, LAWA’s customers (airlines and their passengers) extend beyond the City’s boundaries to over 65 international and 80 U.S. destinations.

Business-class fares are allowed under both the City and LAWA policies for transoceanic travel of extended duration. During this 15-month period, a total of 12 business-class seats were purchased:

  1. • Feb. 14-17, 2010: LAX-Lima-LAX — one seat for air service development director
  2. • April 16-21, 2010: LAX-Brisbane-Adelaide-Sydney-LAX — one seat for air service development director
  3. • June 12-18, 2010: LAX-economy to Chicago-Madrid-London-Paris-Frankfurt-LAX — one seat for air service development director
  4. • June 13-18, 2010: LAX-London-Paris-Frankfurt-LAX — two seats for executive director and deputy executive director
  5. • June 13-21, 2010: LAX-London-Paris-economy to LAX — one seat for airport commissioner
  6. • Oct. 10-14, 2010: LAX-Dubai-economy to Doha-first class to Abu Dhabi (cost less than economy)-drive to Dubai-LAX — three seats for executive director, deputy executive director and air service development director
  7. • Oct. 30-Nov. 3, 2010: LAX-economy to New York-Tel Aviv-Paris-LAX — one seat for assistant police chief
  8. • Dec. 5-8, 2010: LAX-economy to Dallas-San Jose, Costa Rica-Dallas-economy to LAX — one seat for air service development director
  9. • March 26-29, 2011: LAX-Seoul-LAX — one seat for air service development director

Unlike most City departments, LAWA receives NO revenue from the City’s General Fund and must generate our own funding for operating LAX, LA/Ontario International and Van Nuys airports, and aviation property in Palmdale. LAWA also receives NO state or federal funds for our operating costs, other than partial reimbursement of our costs associated with compliance of federally mandated security measures.

No local, state or federal taxpayer dollars are used to pay for LAWA’s travel expenses, including these 12 business-class seats that totaled $98,547, or 0.012 percent of our $817.5 million operating budget during these past 15 months.

LAWA is receiving a return on its continuing investment in overseas travel. Within the past year, four international carriers new to LAX (Air Berlin, Alitalia, Turkish and Iberia) and two existing airlines (Emirates and All Nippon Airlines) introduced a total of 30 new weekly international flights representing nearly one million annual seats at LAX. This new service generated $4.3 million in actual new revenues to LAWA for the same 15-month period. Estimated Fiscal Year 2012 revenues from these airlines, based on the airlines’ current airport traffic and projected schedules, is over $9.5 million.

It also should be noted that the 30 new weekly flights (equivalent to four daily flights) have significant positive impacts to our region, as the Los Angeles County Economic Development Corporation reports that one average daily, roundtrip, transoceanic flight to/from LAX generates $623 million in economic output annually, and sustains 3,120 direct and indirect jobs in Southern California with annual wages of $156 million.”


About LAWA: Los Angeles World Airports is the Los Angeles city department that owns and operates a system of three airports: Los Angeles International (LAX), LA/Ontario International (ONT) and Van Nuys (VNY). Each plays an integral role in helping to meet the Southern California regional demand for passenger, cargo and general aviation service. Each airport makes a distinct contribution to the strength of the system as it provides a high level of safety, security and service for its customers, communities and stakeholders. LAX is the sixth busiest airport internationally and third in the U.S. ONT ranks 59 among U.S. airports. VNY ranks 25 internationally in the number of flight operations, and is the world’s busiest general aviation airport. Los Angeles World Airports is a self-supporting branch of the City of Los Angeles, governed by a seven-member Board of Airport Commissioners. The Board is composed of public-spirited business and civic leaders who are appointed by the mayor and approved by the City Council. For more information visit LAWA at http://www.lawa.org/
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Sources: LAWA  Photos credit to: LAWA

Posting is in part sponsored by: Ingrid’s Cafe


Editor’s Note: What do you think about this investigation by KCBS-TV Channel 2 which it was broadcast on Monday, May 9, 2011 at their 11:00 pm news. Do you care about the expensive trips the LAWA executives did?

Collection Agencies Using Facebook & other Social Media to Harass You

April 21, 2011 by  
Filed under Business, Featured, Finances, Laws, Money, News

“Don’t post pictures of the new speed boat you just purchased or the great vacation you just took, and then tell the debt collector you’re broke and don’t have any money to pay them,” McClary advises. “If you’re caught in a bold-faced lie, you could be fast-tracking your way to court.”
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Herb Weisbaum, msnbc.com contributor reports that: Bill collectors have upped their game. They’ve added social media to their arsenal of tools. That’s right, they’re on Facebook, too!
“Normally, collectors use social media to locate people or see if there are any assets that might be collectable,” notes Joel Winston with the Federal Trade Commission. “But we have received a few complaints about collectors who are using social media to either impersonate the person’s friends or otherwise use it for harassment.”
For debt collectors who don’t want to play by the rules, social media can be a powerful way to badger someone. They can post messages that let the world know you owe a debt — a clear violation of the Fair Debt Collection Practices Act.


Florida attorney Billy Howard, head of the consumer protection department at the law firm of Morgan & Morgan, calls social media “a dangerous weapon” that some debt collectors use to deliberately harass people.
“They’re using Facebook because it adds that extra shock value. The more shocking, the more harassing, the more outrageous, the more these debt collectors get paid,” Howard says. “What makes it so dangerous is you can contact somebody’s family and friends very quickly and very easily, and you can set off a domino effect of panic that can be devastating.”
That’s what Melanie Beacham of Tampa, Fla., said happened to her. Beacham fell behind in her car payments by $362. To collect the debt, MarkOne Financial called and called. They also sent e-mail and text messages.
Then, for some reason, MarkOne started using Beacham’s Facebook account. They contacted friends and family members, asking them to have her call the company.
“I was irate,” Beacham recalls. “I didn’t want anyone to be in my personal financial business. It was very disturbing. It was hurtful. It was just horrible.”
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Beacham points out that not only had she agreed to a payment plan before MarkOne turned to Facebook, but they clearly knew how to contact her. They had her home and work phone numbers, they knew where she lived and they had her e-mail address.
“Facebook should be off limits,” she tells me.
Beecham hired Howard, who sued MarkOne, claiming violations of both federal and Florida law. The complaint states that MarkOne has a corporate policy to contact individuals and their friends and family using Facebook “as a means to harass consumers and their families.”
The lawsuit is still pending. But last month, a judge in Pinellas County, Fla., ordered MarkOne not to contact Beacham, her friends or family via Facebook or any other social networking site. The order (which MarkOne agreed to) is not an admission of any wrongdoing, and it cannot be used as evidence in the case.
Even so, Howard considers it a victory. He tells me this is the first ruling in the country where a judge has specifically banned a debt collector from using social media. Howard calls it “a big win” for Melanie Beacham and people across the country who want to protect their right of privacy.
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Three weeks ago, Howard filed a second lawsuit against MarkOne. Another woman in the Tampa area claims the company “intentionally harassed and abused” her by using Facebook to request she call them, even though they had her phone number and knew where she lived and worked.
What does MarkOne have to say about all of this? I spoke to Walter Riehemann, the company’s general counsel, who told me they do not comment on pending litigation.
Social media isn’t totally off limits Debt collectors can and do use the Internet to find people who owe money. What you have posted for public consumption on your Facebook or MySpace page, such as contact information, is fair game for anyone to see and use. So think about what you post, and use the tools available on your social media platforms to protect your privacy.

Bruce McClary with ClearPoint Credit Counseling Solutions says it’s important that what you post on your site matches what you tell debt collectors.
“Don’t post pictures of the new speed boat you just purchased or the great vacation you just took, and then tell the debt collector you’re broke and don’t have any money to pay them,” McClary advises. “If you’re caught in a bold-faced lie, you could be fast-tracking your way to court.”
ACA International is the trade association that represents third-party collection agencies. Mark Schiffman, the group’s director of public affairs, tells me they advise their members about “the perils of using social media” and how careful they must be to follow both state and federal law.


“You can’t write on someone’s wall on Facebook. You can’t harass. You can’t threaten. The laws are pretty clear in that regard,” Schiffman says. “These laws are not guidelines: They are laws. And we believe firmly that any debt collector who is breaking the law or not following the rules, deserves to be held accountable for their actions.”
Is it time to rewrite the rules for fair debt collection?
On April 28, the Federal Trade Commission will host Debt Collection 2.0, a daylong public workshop in Washington, D.C., that focuses on the new technologies of debt collection. One of the panels will be on the use of social media. And attorney Billy Howard will be there.
When the Fair Debt Collection Practices Act was written (back in 1977), e-mail, social networks and text messaging were not issues because they didn’t exist. This technology gives debt collectors more ways to contact people. Does the law need to be modernized to deal with this?
For instance, should collectors be able to use text messaging? Remember, some people will pay the cost of that message. The issue is, when does the use of these new means of communication cross the line and become harassment?
“It’s sort of a grey area right now,” says the FTC’s Joel Winston. “That’s something we certainly want to explore.”

These practices are off limits for debt collectors:
Harassment:

Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

Use threats of violence or harm.

Publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies).
Use obscene or profane language.
Repeatedly use the phone to annoy someone.
False statements:

Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

Falsely claim that they are attorneys or government representatives.
Falsely claim that you have committed a crime.
Falsely represent that they operate or work for a credit reporting company.
Misrepresent the amount you owe.
Indicate that papers they send you are legal forms if they aren’t.
Indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:

You will be arrested if you don’t pay your debt.
They’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so.
Legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

About The Federal Trade Commission: As a consumer or business person, you may be more familiar with the work of the Federal Trade Commission than you think.

The FTC deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers’ interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies.

When the FTC was created in 1914, its purpose was to prevent unfair methods of competition in commerce as part of the battle to “bust the trusts.” Over the years, Congress passed additional laws giving the agency greater authority to police anticompetitive practices. In 1938, Congress passed a broad prohibition against “unfair and deceptive acts or practices.” Since then, the Commission also has been directed to administer a wide variety of other consumer protection laws, including the Telemarketing Sales Rule, the Pay-Per-Call Rule and the Equal Credit Opportunity Act. In 1975, Congress gave the FTC the authority to adopt industry-wide trade regulation rules. The FTC’s work is performed by the Bureaus of Consumer ProtectionCompetition and Economics. That work is aided by the Office of General Counsel and seven regional offices

For More Information:

To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.

The FTC works to prevent fraud deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Sources: msn.comhttp://ftc.gov

Editor’s Note: Collection practices have change with the new technology as you may remember in the past some agencies will go to your home and take goods from you, now they need to keep up with technology but yes they need to not break the rules.

AOL/Huffington Post Fires Moviefone Editor Who Asked Freelancers to Work for Free

April 7, 2011 by  
Filed under Business, Media, News

On Thursday, April 7, 2011 FoxNews.com reported that a top editor at AOL’s Huffington Post Media Group’s Moviefone was fired Wednesday after suggesting in an email that terminated freelancers should consider contributing to the website for free, the Wall Street Journal reports.
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Some critics say the decision to fire Moviefone Editor-in-Chief Patricia Chiu is hypocritical considering Huffington Post’s controversial longtime practice of not paying contributors to the site.


Chiu reportedly circulated a memo to freelancers and bloggers who had just received notice that they were fired as part of a company restructuring that would include a move back to using mostly paid staff journalists. But it was her suggestion that the freelancers should continue to work for free that reportedly landed Chiu in hot water.
“We will, indeed, be moving away from a freelancer model and toward one relying on full-time staffers,” the e-mail read. “Sometime soon – this week, I believe – many of you will be receiving an [email] informing you that your services as a freelancer will no longer be required. You will be invited to contribute as part of our non-paid blogger system; and though I know that for many of you this will not be an option financially, I strongly encourage you to consider it if you/d like to keep writing for us, because we value all of your voices and input.”
Last month, the national Newspaper Guild called for a boycott of Huffington Post after a “refusal to compensate its thousands of writers in the wake of its $315 million merger with AOL.”
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But AOL/Huffington Post rep Mario Ruiz defended the website’s practices, saying most of their free bloggers are “not professional writers.”
People blog on HuffPost for free for the same reason they go on cable TV shows every night for free: because they are passionate about their ideas, want them to be heard by the largest possible audience, and understand the value that that kind of visibility can bring,” Ruiz told FoxNews.com in a March email.
“There’s no commitment; they can post as frequently or infrequently as they would like to. The Huffington Post makes no claim of ownership over their posts, and they can cross-post on other sites, including their own,” he said.
According to the Wall Street Journal, the email wasn’t Chiu’s first misstep.
Several weeks ago, she reportedly urged staffers to take into consideration the need to maintain positive relationships with movie studios when making editorial decisions.
“The reality of our situation is that, as a movies site, we work with movie studios every day, and it is in our best interests to stay on good terms with them,” she is quoted as writing. “Staying on good terms with studios means that we will relay information if asked. It does not mean that we would ever force a writer or an editor to edit their work for the sake of a studio – or anyone else.”


AOL’s $315 million purchase of HuffingtonPost has resulted in AOL laying off roughly 20 percent of its workforce, or about 900 employees. According to the New York Post, none of Huffington Post’s staff was affected.
On Wednesday, AOL also fired the last of its freelancers at its business and finance sites, AOL Daily Finance and Walletpop. According to Business Insider, the full-time staff at those sites is down to 1-2 employees.
FoxNews.com’s Diane Macedo contributed to this report.

Source: FoxNews.com

Editor’s Note: It is sad the big online media sites want writer to work for free and yes some are bloggers but the same expectations are demanded from them. Many bloggers did not went to school for journalism but still they are doing a great job in telling us the news.


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